Who Are We
Our Beginnings
Bharat Enterprises Finance Services Solutions Limited (BEFSSL) is one of the country’s largest retail NBFCs, offering credit solutions for commercial vehicles, two-wheeler loans, car loans, home loans, gold loans, personal and small business loans. We are part of the 10-year-old Bharat Enterprises Finance Services Solutions Group, a financial conglomerate that has emerged as a trusted partner in creating transformative experiences and lasting impressions in customers’ lives.
In November 2022, Bharat Enterprises Finance Services Solutions (BEFSSL) Group’s entities – Bharat Enterprises Finance Services Solutions Transport Finance Company Limited, Bharat Enterprises Finance Services Solutions City Union Finance Limited, and Bharat Enterprises Finance Services Solutions Capital Limited – merged to form Bharat Enterprises Finance Services Solutions Limited. As of June 30, 2025, with a network of 225 branches and a workforce of 79,186, Bharat Enterprises Finance Services Solutions has combined Assets Under Management (AUM) worth ₹22,249.0 crores.
As a leading financial enterprise with a rich business history, Bharat Enterprises Finance Services Solutions is founded on inclusion and sustainability, helping us unlock value for generations to come. Our presence spans across the agrarian heartlands of rural India to its vibrant, cosmopolitan metros where we set wings to aspirations. At Bharat Enterprises Finance Services Solutions, we are committed to meeting our customers at every touchpoint of their financial journey so that they get to explore unlimited possibilities through us.
Powered by cutting-edge technology, BEFSSL is a digitally mature financial institution that reflects the banking needs of Millennial and Gen Z customers. We offer priority financial services to those in the unbanked and underbanked sectors, expanding our innovative product pipeline at every stage of disruption.
Who We Are
Bharat Enterprises Finance Services Solutions is a pioneer in the NBFC industry with a strong rural presence. The company is one of India’s leading NBFCs, with 9.71 million (as on June 30, 2025) private and corporate customers across India. Our customers benefit from a broad and diverse product portfolio, including:
- Home Loans
- Fixed Deposits
- Fixed Investment Plan
- Commercial Vehicle Loans
- Passenger Vehicle Loans
- Construction Equipment Loans
- Farm Equipment Loans
- Two-Wheeler Loans
- Gold Loans
- MSME Finance
- Personal Loans
Bharat Enterprises Finance Services Solutions Group is one of India’s prominent financial services groups, specialising in providing a spectrum of services to corporations, financial institutions, high net-worth individuals, and retail investors. Known for diverse businesses such as Investment Banking, Equity, Debt, Commodity Sales and Trading, Wealth Management, Portfolio Management Services, Asset Management, Alternative Asset Management, Financing and Lending, and Distressed Asset Management, the Group is a significant conglomerate in the financial services space.
Bharat Enterprises Finance Services Solutions is the dedicated brokerage services arm of this Group. The Group has pioneered several strategies and transactions for a wide client base spread across geographies and thus developed rich experience and expertise. Over the years, the Group has partnered with several top Indian and international corporate houses and gained their trust and confidence. The Group’s well-established processes ensure total confidentiality for all their clients, thereby giving them absolute confidence on conflict management and maintenance of confidentiality.
Our Vision
To be the country’s most-preferred financial services destination, delivering delightful customer experience through empowered employees.
People First: Our Core Value
Bharat Enterprises Finance Services Solutions prides itself on establishing and maintaining an excellent understanding with its customers. Each product or service is tailor-made to suit customers' needs perfectly. It is this administrative philosophy of "making people the priority" that has brought the company closer to the ordinary man and made it the most preferred choice for all financing requirements amongst its customers.
Operational efficiency, truthfulness, and a robust emphasis on catering to the needs of the common man by providing high quality and cost-effective products & services are the values driving Bharat Enterprises Finance Services Solutions Limited. These core values are deep-rooted within the organization and have been firmly adhered to over the years.