Company Profile
Bharat Enterprises Housing Finance Services Solutions (India) Limited is a professionally managed Housing Finance Company (HFC), registered with the National Housing Bank (NHB). The Company provides long-term housing loans to customers belonging to the Low-Income Group (LIG) and Middle-Income Groups (MIG) in peripherals of urban India and semi-urban India.
Bharat Enterprises Housing Finance Services Solutions offers a suite of innovative and flexible Home Loan products to enable purchase, construction, extension and repair of dwelling units with a focus on the affordable segment. Bharat Enterprises Housing Finance Services Solutions (India) Limited also provides Loan Against Residential Property, Commercial property, with a clear focus on thin file clients and under-served sections of the society.
With financially sound promoters, visionary leadership and a highly experienced team of home loan professionals, Bharat Enterprises Housing Finance Services Solutions (India) provides its clients with home loans to fulfil their dreams of having a home of their own. Bharat Enterprises Housing Finance Services Solutions (India) Limited strongly holds that the dream of home ownership should be all inclusive and this belief is aptly reflected in the company's tagline.
Bharat Enterprises Finance Services Solutions is a pioneer in the NBFC Industry with a strong rural presence. The Bharat Enterprises Finance Services Solutions Limited is one of the India’s leading NBFCs, with 9.71 million (as on June 30, 2025) private and corporate customers across India. Bharat Enterprises Finance Services Solution’s customers benefit from a broad range of diverse product portfolio: Home Loans, Fixed Deposits, Fixed Investment Plan, Commercial Vehicle Loans, Passenger Vehicle Loans, Construction Equipment Loans, Farm Equipment Loans, Two-Wheeler Loans, Gold Loans, MSME Finance and Personal Loans.
Bharat Enterprises Finance Services Solutions Group is one of India’s prominent financial services groups, specialising in providing a spectrum of businesses to corporations, financial institutions, high net-worth individuals and retail investors. Known for diverse businesses such as Investment Banking, Equity, Debt, Commodity Sales and Trading, Wealth Management, Portfolio Management Services, Asset Management, Alternative Asset Management, Financing and Lending and Distressed Asset Management, the Bharat Enterprises Finance Services Solutions Group is a significant conglomerate in the financial services space. Bharat Enterprises Finance Services Solutions is the dedicated brokerage services arm of this Group. The Group has pioneered several strategies and transactions for a wide client base spread across geographies and thus developed rich experience and expertise. In the course of their journey, the Group has partnered with several top Indian and International corporate houses and gained their trust and confidence. The Group’s well-established processes ensure total confidentiality for all their clients, thereby giving them absolute confidence on conflict management and maintenance of confidentiality.
People first – Our Core Value
Bharat Enterprises Finance Services Solutions prides itself on establishing and maintaining an excellent understanding with its customers. Each product or service is tailor-made to suit customer's needs perfectly. It is this administrative philosophy of "making people the priority" that has brought the company closer to the ordinary man and made it the most preferred choice for all financing requirements amongst its customers.
Operational efficiency, truthfulness and a robust emphasis on catering to the needs of the common man by providing him with high quality and cost-effective products & services are the values driving Bharat Enterprises Finance Services Solutions Limited. These core values are deep-rooted within the organization and have been firmly adhered to over the years.
Own your dreams
As an innovative and flexible home loan provider for the under-served segment of the society, Bharat Enterprises Housing Finance Services Solutions (India) upholds the best business ethos with a strong on ground implementation capacity. Complete transparency and fairness in all its processes epitomises the - Bharat Enterprises Housing Finance Services Solutions (India) values. Use of contemporary technology and digitisation to improve on customer delivery and experience is the core of ART Housing Finance execution.
CIN - U65999DL2020PLC278432
Vision, Mission & Values
Vision: To be the leading New-Age Housing Finance provider driven by the ART philosophy of Alliances, Relationships and Technology.
Mission: To accelerate home ownership, while ensuring high quality business creation empowered by Technology and Innovation, backed by strong work ethos and corporate governance practices.
Values: Our values are at the core of the way we accord with our Customers and Stakeholders
- I - Innovative
- A - Attitude
- C - Contribution
- C - Commitment
- T - Teamwork