Bharat Enterprises Finance Services Solutions Limited (BEFSSL) is a professionally managed housing finance company head quartered in New Delhi, Delhi India. We were incorporated in April 2020. We are registered as a housing finance company with the National Housing Bank (NHB).
As at the end of March 2024, Bharat Enterprises Finance Services Solutions is operating through 168 branches and 44 satellite centres in Uttar Pradesh, Bihar, Haryana, Uttara Khand, Tamil Nadu, Andhra Pradesh, Telangana, Jharkhand, Chhattisgarh, Kerala, Karnataka, Maharashtra, Madhya Pradesh, Gujarat, Odisha, West Bengal, Rajasthan and Puducherry. The mission of RHFL has been to translate into reality the aspirations of people to own a house by covering the market -existing and potential- comprehensively through institutional credit support customized to suit individual needs in a transparent and ethical way.
The salient and unique features of Bharat Enterprises Finance Services Solutions (BEFSSL) are innovative loan products, direct customer contact and customer ownership, focus on quality customer servicing, transparency and speed of operations, focus on relatively under-penetrated markets and balanced portfolio mix, robust risk management systems and processes, low-cost operations, well recognized brand in south India with an established track record, stable and experienced senior management team. The Companyβs products have been developed to suit the needs of different customers.
We have witnessed a steady growth in the past by increasing our geographical footprint by deepening our reach selectively in existing regions and expanding to new regions, continuing focus on under penetrated markets, focus on risk management, accessing low cost and diversified sources of funds, and maintaining low operating costs. The company has a sound risk management system in place. Bharat Enterprises Finance Services Solutions will continue in its efforts to diversify its sources of funds to ensure its cost is kept at minimum. It will also strive to keep its operating costs to the minimum.
Bharat Enterprises Finance Services Solutions Limited (BEFSSL) Home Loans represents our foray into the housing finance business. We provide home loans tailor-made for your every need. Our Goal is to help you acquire your dream home, your own little piece of heaven. We endeavour to reach out to home buyers typically not served by banks and traditional Housing finance companies. We promise to provide our customers a transparent and quick home loan disbursement process, hassle-free and easy documentation process and top-class customer service. Keeping in line with the culture of innovation within the Bharat Enterprises Finance Services Solutions Group, we endeavour to constantly innovate and diversify our product and service offerings. We will be your Trusted Advisor for any and every query you might have about your Property, Loan and Documentation to ensure a seamless experience designed for your utmost convenience.